Frequently asked questions
How do I apply for life insurance with WizLife?
Talk to one our Advisors to get your personalized quote. We shop the market for the best prices. You can compare rates and apply over the phone in under 20 minutes. Our advisors will handle the paperwork for you without having to leave your home.
Is my application binding?
Absolutely not. You may choose to withdraw from the application process at any time without penalty.
How can I fix incorrect information on my application?
You will be assigned an advisor who will be in touch with you during the whole application process. You can call us at 8006552795 or email firstname.lastname@example.org anytime.
Does the application process involve a medical exam?
Most insurance carriers do not require medical exams. In certain cases, a medical exam might be required. If you need one, it’s convenient and free. Our support team will help you through the entire process.
Can I speak with a real person if I have questions?
Our expert advisors will work with you one-on-one to find the best policy for your needs. Simply call 8006552795 from 8 am – 9 pm ET during the weekdays and from 8 am – 6 pm ET on the weekends or you can also email us at email@example.com. Our advisors are always here to help you choose the right policy and answer any questions you may have.
Can I insure my spouse, parents, or children?
Yes, your spouse or child can also get coverage.
Do I need to create an account with WizLife to apply?
No, we can complete entire application process over the phone. Rest assured, your information will be secured online and protected.
What if my birthday occurs during the application process?
Insurance companies use your nearest age (within 6 months) to determine your premiums.
What happens after I submit my application?
Underwriters review your application and arrive at one of the following decisions: approve your application, request more information, or deny your application. Our advisors will stay in touch with you throughout the process and will keep you updated on the progress of your application.
Can I change my coverage amount or term length once I apply?
Yes, you can adjust your coverage amount and term length after you apply. Get in touch with an advisor assigned to you and they can help you with all the required changes that you wish to make.
I was asked for follow-up information, what does this mean?
Sometimes the Underwriters may have a few additional questions or need a little clarification. Our advisors will get in touch with you for more information.
Will applying hurt my credit score?
No, it will not affect your credit score. Rather, a life insurance application has nothing to do with your credit score check.
How long does it take to get a decision on my application?
Some applicants get approved immediately. In most cases, you can get an answer within 24-48 hours. In some cases, it can take a couple of weeks. No matter how long the process takes, our advisors will be there every step of the way.
When does my life insurance coverage begin?
After your application is approved for coverage and you pay your first premium, you’re covered.
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