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Author: Richard Medina

How long should your term insurance be? 

How long should your term insurance be? 

Term life insurance comes in a wide range of terms (years). Deciding how long your term life policy should take some careful planning and consideration. Here is what you need to know. When you decide to buy term life insurance, you have two fundamental decisions to...
What happens after your term life insurance ends?

What happens after your term life insurance ends?

Once your term life insurance expires, you have no coverage. You can do something about it. We will show you what to do to stay covered. SUMMARY Term life insurance expires because it is designed to provide coverage for a specific period of time – usually 10,...
What is a life insurance beneficiary? 

What is a life insurance beneficiary? 

A life insurance beneficiary is the person or entity that will receive the proceeds of your life insurance when you die. How do you choose your beneficiary? Designating the beneficiary is one of the most important decisions you need to make when buying a life...