Life Insurance made just for you

The cost of your Life insurance premium is based on number of different factors such as the type of policy, it’s length, the coverage amount, your age, your health and add-ons if any. Usually premiums never increase and can be paid monthly or annually.

Your policy length should last until your longest financial obligations (outstanding debt) and how much you can afford to spend on monthly premiums. With Term Life insurance, you can choose a term that matches your needs. If you have kids, you might need at least 20 years of coverage or to cover a mortgage, it could be 30. So match your term length to your financial situation and rest easy knowing you’re protected. With Final Expense Life insurance, most plans are set up to stay with you until the end of your life.

Most financial experts say that your life insurance should cover your mortgage amount, any outstanding debt such as credit cards and personal loans, the cost of your child’s education, and the amount of income you’d want to leave to your surviving spouse or children.

For final expense policies, the need is reduced and should cover end of life costs such as a funeral and any personal debt.

Our advisors will help you determine the amount of coverage you need.

Whether you got married and just had kids, or you’re nearing retirement, life insurance is a crucial part of any financial plan. We can work with you to find the best policy for your coverage needs, so you can rest easy knowing your loved ones are taken care of.

We’re compensated by the insurance companies we represent when you purchase a policy through us. Buying through us does not affect your premium amount whatsoever. This allows us to offer unbiased advice and world class service at no charge.